Performance Of Formal Rural Credit In India

Performance of Formal Rural Credit in India examines the role and effectiveness of institutional credit sources?such as commercial banks, regional rural banks, and cooperatives?in supporting the agricultural and rural economy. The study explores the outreach, accessibility, adequacy, and impact of formal credit on rural livelihoods, agricultural productivity, and rural development. It also analyzes policy interventions, credit disbursement trends, challenges like loan defaults and exclusion, and the need for financial inclusion reforms to ensure equitable and sustainable rural credit delivery.